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We specialize in Large Loss Insurance Claims

We are licensed professionals in estimating, preparing and negotiating large loss property damage claims.

Government Claims Process / Non-Profit Claims Process / Commercial Claims Process

Baseline Roof Assessment

Did your property suffer damage?

Hail Damage

Hail damage can cause damage to roofs, windows, siding, and outdoor structures, leading to extensive repairs or replacement. The size and intensity of hailstones can determine the severity of damage, which can be expensive to repair if left unaddressed. Learn more about our hail damage public adjuster services.

Flood Damage

Flood damage can result in water damage, mold growth, and structural damage to properties, requiring extensive remediation and repairs. Learn more about our flood damage public adjuster services.

Collapse Damage

Collapse damage refers to the sudden or gradual failure of a building or structure due to various factors such as age, structural defects, weather events, or foundation issues, which can result in property damage. Learn more about our collapse damage public adjuster services.

Hurricane Damage

Hurricane damage can cause extensive wind damage, roof damage, water damage, and flooding, leading to significant damage to properties and infrastructure. Learn more about our hurricane damage public adjuster services.

Baseline Roof Assessment

A baseline roof assessment is a crucial tool for property owners to evaluate the condition of their roofs, identify potential vulnerabilities, and develop maintenance plans to prevent damage and ensure the longevity of their roofing system.

Appraisal Clause

Appraisal clause services are a form of dispute resolution in insurance claims, where a neutral appraiser is hired to evaluate and determine the value of the loss. Using an appraisal can be a practical method to resolve claim disagreements without the need for prolonged legal proceedings, saving time and costs. 

Business Interruption

Business interruption insurance claims are filed when a business suffers a loss of income due to an unexpected event, such as a natural disaster, and the policy covers the loss of income and additional expenses incurred during the interruption period. Learn more about our business interruption public adjuster services.

Complimentary Inspection

D. A. Lamont Public Adjusters offers complimentary inspection services for property owners, allowing them to receive a thorough evaluation of their property and identify any potential damage or loss that may be covered by their insurance policy.

Earthquake Damage

Earthquake damage can range from minor to catastrophic, and insurance coverage varies depending on the policy and location. Learn more about our earthquake damage public adjuster services.

Fire Damage

Fire damage can cause structural damage, smoke damage, and water damage to properties, leading to extensive repairs or rebuilding. Learn more about our fire damage public adjuster services.

Tornado Damage

Tornado damage can result in structural damage, roof damage, and debris impact damage to properties, often resulting in the need for major repairs or rebuilding. Learn more about our tornado damage public adjuster services.

Umpire Services

Umpire services provide an impartial third-party decision-making process to resolve disputes between an insured policyholder and their insurance company regarding a property damage claim, ensuring a fair and unbiased outcome for all parties involved. Learn more about our umpire services.

Winter Storm Damage

Winter storm damage can cause damage to roofs, gutters, pipes, and foundations due to heavy snow, ice dams, and freezing temperatures, leading to extensive repairs and potential hazards. Learn more about our winter storm damage public adjuster services.

D.A. LAMONT

Technology Working For You

D. A. Lamont Public Adjusters will work with you to ensure that a claim is started in accordance to your policy and that you receive the compensation that your insurance company owes you.  Our Team is certified to use state-of-the-art tools to find and/or document any areas of your property that have been altered by a storm or disaster.  The D. A. Lamont Team works with the only testing lab in the country that performs tests strictly for the policyholder.

Frequently Asked Questions

What Is a Public Adjuster?

A public adjuster is an experienced insurance claims specialist who is hired by policyholders to help them navigate the claims process and maximize their insurance payout. Unlike insurance company adjusters who work for the insurer, public adjusters work exclusively for the policyholder.

What Are the Types of Damage or Claims You Help With?

At D.A. Lamont Public Adjusters, we specialize in large loss insurance claims.  

Our public adjuster services cover: 

We also provide the following services: 

How Does a Large Loss Insurance Claims Adjuster Work?

A large loss insurance claims adjuster is responsible for assessing and evaluating complex insurance claims involving high dollar amounts. They work closely with policyholders and their representatives to investigate the loss and negotiate with the insurance company to ensure a fair and equitable settlement. 

You can learn more about the insurance claims process here. 

Will I Get a Higher Settlement If I Hire a Public Adjuster?

While there is no guarantee that hiring a public adjuster will result in a higher settlement, statistics have shown that policyholders who use public adjusters typically receive higher payouts than those who handle the claims process on their own. 

Will My Insurance Company Cancel My Contract If I Hire a Public Adjuster?

No, hiring a public adjuster is within your rights as a policyholder and cannot be grounds for contract cancellation or non-renewal. 

What Is the Difference Between a Public Adjuster and an Insurance Company Adjuster?

An insurance company adjuster works for the insurer and is responsible for investigating and evaluating claims on behalf of the company. A public adjuster, on the other hand, works exclusively for the policyholder and represents their interests throughout the claims process. 

If My Claim Has Been Closed by the Insurance Company, is it Too Late to Hire a Public Adjuster?

It may not be too late to hire a public adjuster, depending on the circumstances of your claim. Contact D. A. Lamont Public Adjusters to discuss your options. 

When Should I Call D. A. Lamont Public Adjusters Public Adjusting Services?

You should contact us as soon as possible after experiencing property damage or loss. The earlier we can get involved in the claims process, the better we can represent your interests and ensure you receive a fair settlement.

What Is the Cost of Hiring a Public Adjuster?

At D. A. Lamont Public Adjusters, we work on a contingency fee basis, which means we only get paid a percentage of the final settlement amount. There are no upfront costs or out-of-pocket expenses for hiring us as your public adjuster.

Why Should I Hire D. A. Lamont Public Adjusters as a Public Adjuster After a Loss?

There are several reasons why you should consider hiring D. A. Lamont Public Adjusters as your public adjuster after experiencing property damage or loss: 

Expertise and Experience: D. A. Lamont Public Adjusters has been in business for over 10 years and has a team of experienced public adjusters who have handled a wide variety of property damage claims. We have the expertise and knowledge to navigate the complex claims process and ensure that our clients receive the maximum payout possible. 

Personalized Service: We understand that every claim is unique, and we provide personalized service to each of our clients. We take the time to understand your specific situation and work closely with you throughout the claims process to ensure that your interests are represented. 

Contingency Fee Basis: We work on a contingency fee basis, which means that we only get paid if you receive a settlement from your insurance company. There are no upfront costs or out-of-pocket expenses for hiring us as your public adjuster. 

Faster Settlements: With our expertise and experience, we are often able to negotiate a settlement with your insurance company faster than you would be able to on your own. We work diligently to ensure that your claim is processed as quickly as possible so that you can get back to your normal routine. 

Maximum Payouts: Our goal is to ensure that you receive the maximum payout possible for your claim. We have a proven track record of securing higher settlements for our clients than they would have received on their own. 

In summary, hiring D. A. Lamont Public Adjusters as your public adjuster after a loss can save you time, money, and stress. We have the expertise, experience, and dedication to ensure that your interests are represented and that you receive a fair and equitable settlement from your insurance company. 

At your service 24/7

Ever ready to serve you

Experienced

Trustworthy

Professional

D. A. Lamont Public Adjusters are known industry wide for our integrity and success in proving claims to the insurance company. We are licensed professionals in estimating, preparing and negotiating property damage claims.

Loyal

Respected

Honest

Property Insurance policies obligate the policyholder to provide a claim to the insurance company. D. A. Lamont Public Adjusters are trained to identify covered damage and estimate appropriate repair or replacement costs. Additionally, they are familiar with the insurance industry and its customs and practices. We are able to present claims in such a way as to assure the most favorable outcome for the insured.

Peace of mind!

Knowing that a public insurance adjuster is carefully documenting the damage, and working on your behalf to ensure that you get every penny you deserve, brings Peace of Mind during a stressful time.

Our Best Partners

Licensed Service Areas

D.A. Lamont Public Adjusters are licensed in 20 U.S. States and the U.S. Virgin Islands

100%

Client Satisfaction

546

Clients Served

20

States & U.S.V.I

24/7

Dedicated Support

D.A. Lamont