Your Expert Houma Public Insurance Adjusters
The melting pot of Houma, Louisiana is as beautiful as it is dangerous at times. When mother nature has its way through severe storms, hurricanes, wildfires, floods, and drought, there’s not much the people can do.
But nothing beats a great offense like an even better defense. D. A. Lamont acts as your best preventative measure, ready to defend you from lopsided insurance claim cases when disaster strikes.
Houma Large Loss Insurance Claims Adjuster
As your Houma loss adjusters, we help you avoid common mistakes made when filing an insurance claim. We’re here to keep you from getting the short end of the stick which often happens when one entity, your insurance company, legally represents both sides of a financial transaction.
How The Houma Disaster Insurance Claim Process Works
We work in your best interest in the spirit of professionalism, transparency, and efficiency.
Here’s a rundown of our Houma Public Adjuster Service process:
- We become your legal representative through a contract.
- We examine your current policy to determine what damages are covered.
- We file an appraisal claim while you work to restore your business operations.
- We consolidate all relevant documents and essential records to make up your claim file.
- We and the insurance carrier’s adjuster conduct a thorough inspection of your property’s damages.
- We offer our findings and an estimate to your insurance company.
- We come to an agreement on the final loss estimate.
- You receive an optimized and fair settlement from your insurance company.
Houma Public Adjuster Service
The D.A. Lamont team doesn’t just want to save you time. We’ve got 25 years of experience in getting our clients fairly compensated during disastrous times, and can keep you from falling into common pitfalls you may not be aware of.
Most calamities are black and white in terms of the benefit — there’s very little to gain from them — but insurance matters have tons of other gray areas. Let D.A. Lamont, Houma’s top public adjusters for property damage, sort through the uncertainty of filing insurance claims so you get the best outcome.
Houma Baseline Roof Assessment Public Adjusters
Most disasters come down from the sky. That’s why D.A. Lamont’s Baseline Roof Assessment Program is always an advantage for clients. This program records the state of your roof before and after a disaster, so you can be justly compensated in the aftermath of any event.
We’d encourage you to use this virtual portal operated program because it’s common for insurance companies to decrease insurance payouts when they can’t determine what state your roof was in prior to damages incurred after a catastrophe.
Houma Hail Damage Public Adjusters
Summer storms tend to bring more incidents of hail with them. Often, hail damage goes unnoticed by the naked, untrained eye.
Our specialized equipment exposes all hidden damages from hail, including latent damage, membrane bruising, moisture entry, granule/surfacing loss, fracturing, blistering/ splitting, and more.
Our Baseline Roof Assessment program works well in conjunction with our hail damage claim process, but if you’re not in the program, we’ll still conduct a meticulous inspection to get you an equitable payout.
Houma Tornado Damage Public Adjusters
Unfortunately, tornadoes in Houma are life-threatening. They can also severely impact your livelihood with destruction to your business property.
Our team here at D.A. Lamont is highly knowledgeable when it comes to documenting damages from tornadoes. We use drones, infrared cameras, wind uplift machines, and other technology to ensure you receive the settlement you deserve.
Houma Flood Damage Public Adjusters
Located on the coast, Houma is prone to severe flooding, which means your business is susceptible to all types of flood damage. Don’t wait last minute to ensure you protect yourself when flooding occurs.
D.A. Lamont is ready to work with you so you can avoid the headache of loss adjustments due to flooding.
Houma Collapse Damage Public Adjusters
Remember those gray areas we spoke about? Collapse damage falls right under there due to the complexities and complications it entails. In addition, to this day, a universally accepted definition for collapse damage doesn’t exist.
Thankfully, you’ve got D.A. Lamont on your side, and we’re more than capable of handling any and all collapse damage claims to bring about a favorable outcome for you.
Houma Earthquake Damage Public Adjusters
While earthquakes are rare in Louisiana, when they do occur, they are disastrous. Furthermore, earthquakes tend to cause secondary disasters such as fires and flooding.
Our certified experts are highly informed and experienced in all of the intricacies when it comes to fair compensation for earthquake damage.
Houma Hurricane Damage Public Adjusters
In 2021, Houma suffered under Hurricane Ida’s battering winds and heavy rain. Times like this highlight not only a need for strong housing but remind business owners of the urgency to have proper coverage.
We’re certainly not hoping for it, but if you don’t want any future hurricanes to cause major setbacks to your livelihood, D.A. Lamont can help.
Houma Business Interruption Claims Public Adjusters
A business interruption is no small issue. Your emotional and mental health will likely be affected, not to mention your and your employees’ livelihoods disrupted.
D.A. Lamont knows exactly how you can alleviate these hardships. We’re experienced in documenting what you lost in time, operations, and overall business. We can clearly demonstrate and prove you suffered increased expenses due to business interruption. And we can do it all in a reasonable time period to enable you a swift return to normal operations.
Know What Your Houma Appraisal Clause Includes
Have you seen your appraisal clause already? It’s probably already in your insurance policy. We advise you to read it to understand what’s going on. Need some help? Call D.A. Lamont. We’re glad to assist.
Houma Public Adjusters Complimentary Inspection
At D.A. Lamont, we understand the value of working with you collaboratively to realize your ideal settlement outcome. We’re all about top-of-the-line quality service.
As part of that, we offer a free inspection that’s non-invasive and specialized. With your approval, we’ll come in at a time convenient to you and take photographs identifying damages of any recent disaster you may have experienced.
We will provide recommendations based on what we’ve found, then let you know about our full offer before proposing a contract consultation.
Technology:
Working For You!
Infrared Cameras
Drones
Wind Uplift Chamber
Moisture Deck Scanners
Destructive Testing
Nuclear Moisture Deck Scanners
Microscopic Evaluation
Forensic Analysis
Engineers, Consultants and In-house Adjusting
D. A. Lamont Public Adjusters use state-of-the-art techniques to find or document any areas of your property that have been altered by damage.
Our team of public adjusters will assess, in detail, the physical damage your property has sustained as well as the cost of the business interruption caused by the damages.