Tornado Damage Insurance Claim Adjuster
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We specialize in Large Loss Insurance Claims. We are licensed professionals in estimating, preparing and negotiating large loss property damage claims.
D.A. LAMONT
Tornado Damage
NOAA reports show that there were 739 tornadoes from January to October 2018 compared to 1,375 during the same months of 2017 and the three-year average of 1,093 during 2015-2017. The United States experiences more tornadoes than any place else in the world.
Our team members are trained and certified to document, identify and prove damage to the insurance adjuster or carrier.
Maximizing Your Insurance Claim for Tornado Damage
When a tornado strikes, the destruction left in its wake can be overwhelming. As a property owner, dealing with the aftermath and navigating the insurance claims process can add to the stress. However, seeking the assistance of a trusted and experienced public adjuster can make a significant difference in maximizing your insurance claim for tornado damage.
Understanding the Devastation of Tornado Damage
Tornadoes are violent and unpredictable natural disasters that can cause extensive damage to homes and businesses. From roof damage and broken windows to structural issues and water intrusion, the aftermath of a tornado can be chaotic. The first step after a tornado strikes is to ensure the safety of all occupants and take immediate measures to prevent further damage or injuries. Once the immediate safety concerns are addressed, it’s crucial to document the damage thoroughly for your insurance claim.
The Role of Public Adjusters for Tornado Damage Insurance Claims
Public adjusters are licensed professionals who work on behalf of policyholders to help them navigate the complexities of the insurance claims process. Unlike insurance company adjusters, who represent the interests of the insurance provider, public adjusters are dedicated to advocating for the rights of the policyholder and ensuring they receive the maximum compensation they deserve.
When it comes to tornado damage insurance claims, public adjusters play a pivotal role in assessing the full extent of the damage. They meticulously document the property’s destruction, including both visible and hidden damages, to present a comprehensive and accurate claim to the insurance company. By having a public adjuster on your side, you can be confident that your claim is properly evaluated, reducing the risk of claim denials or underpayment.
The Benefits of Hiring a Public Adjuster for Tornado Damage Claims
Hiring a public adjuster for your tornado damage insurance claim can yield numerous benefits. First and foremost, public adjusters have extensive experience in handling tornado damage claims and are well-versed in insurance policies, regulations, and procedures. Their expertise allows them to identify all possible damages and losses, ensuring that you receive adequate compensation for repairs, replacements, and other necessary expenses.
Moreover, public adjusters act as your advocates throughout the claims process. They communicate with the insurance company on your behalf, handling all the paperwork, negotiations, and discussions. This not only saves you time and effort but also prevents the insurance company from taking advantage of any potential knowledge gaps you may have.
Public adjusters also bring objectivity to the claims process. Emotions can run high after experiencing a tornado, and it can be challenging to remain objective when assessing the damage and calculating the financial impact. A public adjuster provides an impartial perspective, ensuring that your claim is based on factual evidence and accurate assessments.
D.A. Lamont Public Adjusters: Your Trusted Partner for Tornado Damage Claims
At D.A. Lamont Public Adjusters, we understand the devastation that tornadoes can bring, and we are committed to helping our clients navigate the insurance claims process successfully. Our team of experienced and knowledgeable public adjusters has handled numerous tornado damage claims, representing both residential and commercial property owners.
Our approach begins with a thorough inspection of the property to assess all damages, including those that may not be immediately visible. We work diligently to gather evidence and documentation to build a strong case in support of your claim. Throughout the process, we keep you informed and involved, ensuring that you have a clear understanding of the progress and the options available to you.
When you choose D.A. Lamont Public Adjusters, you gain a dedicated ally who will fight for your rights and the compensation you deserve. Our commitment to excellence, professionalism, and client satisfaction sets us apart as one of the leading public adjusting firms in the industry.
Technology:
Working For You!
Infrared Cameras
Drones
Wind Uplift Chamber
Moisture Deck Scanners
Destructive Testing
Nuclear Moisture Deck Scanners
Microscopic Evaluation
Forensic Analysis
Engineers, Consultants and In-house Adjusting
FAQs About Tornado Damage Insurance Claims
While it is not a legal requirement to hire a public adjuster for your tornado damage insurance claim, having one on your side can greatly benefit the outcome of your claim. Public adjusters are experts in the claims process and can help ensure that you receive fair compensation for all damages.
If your tornado damage claim is denied, a public adjuster can help you appeal the decision and provide additional evidence to support your claim. Their expertise in handling claim disputes can be invaluable in achieving a favorable outcome.
Yes, you can hire a public adjuster at any point during the claims process. If you have already filed a claim and are facing challenges or believe you are not receiving adequate compensation, a public adjuster can step in to represent your interests and advocate for a fair settlement.
After a tornado strikes your property, prioritize safety first. Check on the well-being of all occupants and seek medical attention for any injuries. Take measures to prevent further damage, such as boarding up broken windows and securing the property. As soon as it is safe to do so, begin documenting the damage by taking photographs and videos. Then, contact your insurance company and consider reaching out to a public adjuster for guidance on the next steps.
Hidden damages from tornadoes, such as structural issues or water intrusion behind walls, can be challenging to identify initially. To ensure that these damages are included in your insurance claim, it is crucial to conduct a thorough inspection of the property. Hiring a public adjuster with experience in tornado damage claims can be beneficial, as they have the expertise to recognize and document hidden damages that may not be immediately visible. By including all damages, both apparent and hidden, in your insurance claim, you increase the likelihood of receiving fair and comprehensive compensation for your tornado-damaged property.
In the aftermath of a tornado, the safety of your employees, customers, and visitors should be the top priority. If the property is deemed unsafe, it may be necessary to suspend business operations temporarily. Depending on the extent of the damage, you may need to relocate your business to a temporary location until repairs are completed. Your insurance policy may provide coverage for business interruption, which can help compensate for lost revenue and additional expenses during the period of restoration.
If your commercial property had pre-existing damage before the tornado, the insurance claims process may become more complex. It is essential to differentiate between the damages caused by the tornado and the pre-existing issues to ensure that you receive proper compensation. A public adjuster can assist in accurately documenting the damage and working with the insurance company to avoid claim denials based on pre-existing conditions.
The timeline for tornado damage insurance claims can vary depending on the complexity of the damages and the cooperation between the policyholder and the insurance company. While some claims can be resolved quickly, others may take weeks or even months to reach a settlement. Engaging a public adjuster can help expedite the process by efficiently documenting the damages and advocating for a timely resolution.
If the insurance company offers a settlement that you believe is insufficient to cover the damages and restoration costs, you have the right to negotiate. Public adjusters are skilled negotiators and can work on your behalf to maximize your claim’s value. They will review the offer, assess the damages, and provide a comprehensive evaluation to ensure that you receive a fair settlement that adequately addresses the tornado damage to your commercial property.
D. A. Lamont Public Adjusters use state-of-the-art techniques to find or document any areas of your property that have been altered by damage.
Our team of public adjusters will assess, in detail, the physical damage your property has sustained as well as the cost of the business interruption caused by the damages.