CASE STUDY: $11M+ Settlement For A Texas Municipality
CLIENT: Texas municipality (confidential). PROPERTY TYPE: Municipal facilities. INITIAL INSURANCE CARRIER POSITION: Denial of facility damages and significant underpayment (less than $1 million). CHALLENGE: Following a significant combined hailstorm/windstorm that swept through the region, several of the municipality’s crucial buildings sustained widespread roof damage, including mechanical system failures and water infiltration. The insurance company’s initial […]
CASE STUDY: Procuring A $5.5M+ Settlement For A Nebraska ISD
CHALLENGE: In the aftermath of a severe weather event, a large Nebraska ISD faced significant damage across 26 campuses, impacting everything from roofing and structural integrity to interior finishes and critical infrastructure. The district reported the damage to its insurance carrier. As is often the case with large, intricate claims, the insurance company’s initial response […]
What a Public Adjuster Can Do for You
For many commercial property owners, the first time they truly test their insurance policy is after a loss. That experience can be eye-opening. What is expected to be a smooth, supportive process can instead feel slow, discouraging, and confusing. It’s not uncommon for policyholders to encounter delays, vague communication, and settlement offers that may not […]
Before You Say ‘Yes’: Why the First Insurance Offer Isn’t Always the Best
After severe weather, commercial property owners typically want repairs to commence as soon as possible. While an insurance company’s initial settlement offer might seem like sweet relief and a good deal, it’s not unusual for that first number to underestimate the full extent of the damage and the repairs needed. Before accepting a settlement, keep […]
CASE STUDY: Securing a $40M+ Settlement for a Texas ISD With Storm Damage
CLIENT: Confidential, a large Independent School District (ISD) in Texas PROPERTY TYPE: Educational facilities (administration, athletic, and elementary/middle/high school buildings) NUMBER OF CAMPUSES: 50+ INITIAL INSURANCE CARRIER OFFER: Less than 15% of the actual damages were identified; minimal repairs were approved. CHALLENGE: Following a series of severe wind and hail events, numerous campuses began experiencing […]