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CASE STUDY: Securing a $40M+ Settlement for a Texas ISD With Storm Damage

CLIENT: Confidential, a large Independent School District (ISD) in Texas

PROPERTY TYPE: Educational facilities (administration, athletic, and elementary/middle/high school buildings)

NUMBER OF CAMPUSES: 50+

INITIAL INSURANCE CARRIER OFFER: Less than 15% of the actual damages were identified; minimal repairs were approved.

CHALLENGE: Following a series of severe wind and hail events, numerous campuses began experiencing widespread roof leaks, structural deterioration, and interior damage. Initial inspections by the insurance carrier failed to recognize the full scope and extent of the damage. The district faced the daunting possibility of covering millions of dollars in repairs, which threatened their budgets for operations, maintenance, and long-term facility planning.

OUR ROLE: D.A. Lamont Public Adjusters was brought in as the district’s exclusive public adjusting firm to manage the claims from start to finish. With extensive experience in large-scale claims for educational institutions, our firm quickly mobilized a strategic response.

SCOPE OF WORK:

  • Inspected 50+ school campuses and facilities
  • Conducted extensive testing using state-of-the-art equipment to detect hidden damage and assess structural integrity
  • Coordinated with roofing engineers, forensic specialists, and restoration experts
  • Compiled detailed, site-specific damage assessments and repair cost estimates
  • Managed all communications and negotiations with the insurance carrier
  • Attended multiple joint inspections and mediation sessions on behalf of the district
  • Delivered expert testimony and documentation throughout the claims dispute process

OUTCOME: After an extensive claims process involving re-inspections, documentation challenges, and persistent negotiations, D.A. Lamont Public Adjusters helped the ISD secure a settlement exceeding $40 million.

HIGHLIGHTS:

  • Full roof replacement on multiple campuses
  • HVAC replacements for several campuses
  • Technical review and testing, plus thorough documentation of observed and hidden damage caused by the storm events, proved to be the strong points for winning the large award

CLIENT IMPACT:

  • Preserved the ISD’s budget and educational priorities
  • Ensured safe, functional, and weather-resilient facilities for students and staff
  • Reduced future risk through code compliance and full-scope restoration
  • Realized the strength of partnering with dedicated, licensed professionals working on the ISD’s behalf
  • Established a relationship with a proven PA firm that can provide trustworthy support for future property challenges

WHY CHOOSE D.A. LAMONT PUBLIC ADJUSTERS?

  • Extensive experience with large-scale claims
  • Proven educational facility expertise
  • Zero upfront cost – no recovery, no fee
  • Comprehensive claims management, start to finish
D.A. Lamont