Winter storms can cause significant damage to homes and properties. Having your winter storm insurance claim denied can be a frustrating and overwhelming experience, especially if you’ve already suffered through the storm and now have to fight for the coverage you were promised. Here are some steps to take if your winter storm insurance claim has been denied.
Review the reason for denial
The first step is to understand why your claim was denied. Read through the insurance company’s explanation and see if there are any discrepancies or errors. You may need to gather additional evidence to support your claim.
Hire a public adjuster
A public adjuster is an expert who specializes in handling insurance claims. They can help you navigate the complex process of making an insurance claim and negotiate with the insurance company on your behalf. Public adjusters have a deep understanding of insurance policies and regulations, and they can help you to get a fair settlement.
Gather evidence
It’s important to have a strong case if you want to dispute the denial of your claim. Take pictures of the damage, keep receipts and invoices, and gather any other documentation that supports your claim. This evidence will be key in proving your case to the insurance company.
File an appeal
If your claim has been denied, you have the right to file an appeal. This involves submitting a written request to the insurance company, asking them to reconsider their decision. Make sure to include all relevant documentation, including the reason for your appeal and the evidence you have gathered.
Consider alternative options
If your appeal is denied, you may still have other options. For example, you can file a complaint with your state’s insurance commissioner, or seek mediation or arbitration to resolve the dispute.
What to do about roof damage
When it comes to ice or hail damage insurance claims, it’s important to be proactive and gather as much evidence as possible. If you have damage on your roof, make sure to take photos of the damage and keep any receipts or invoices related to repairs. If you’re unsure about whether you have roof damage, a public adjuster can help you to assess the situation.
If your roof insurance claim has been denied, it’s important to understand why. If the denial was based on a technicality, such as missing documentation, you may be able to fix the issue and resubmit the claim. However, if the denial was based on a disagreement about the extent of the damage, it would be best to hire a public adjuster.
D.A. Lamont Public Adjusters
If your winter storm insurance claim has been denied, it’s important to understand why and take the necessary steps to dispute the denial. With the help of a public adjuster, you can get the coverage you were promised and recover from winter storm damage. Don’t give up, keep fighting for what is rightfully yours and ensure a smooth storm damage recovery.
D.A. Lamont Public Adjusters will work with you to ensure that you claim is started in accordance to your policy and that you receive the compensation that your insurance company owes you. We are licensed in Arizona, Colorado, Florida, Georgia, Indiana, Kansas, Louisiana, Maryland, Mississippi, Montana, Nebraska, New Mexico, North Carolina, Ohio, Oklahoma, South Carolina, Tennessee, Texas, Utah, West Virginia, and the U.S. Virgin Islands. Contact us at 800-342-6690 or fill out our online form here.